East Greeley buyers have more room, but well-priced homes still move
These numbers cover the three months ending August 31, 2026, for ZIP code 80631 in East Greeley. The Real Estate Data Aggregator counted the homes. The rate figures come from Realtor.com and CNBC.
Here is the one thing that changes what you should do right now. CNBC reported the average 30-year fixed rate hit 7.49% as of October 7, 2026. Realtor.com also noted rates topped 7% in September 2026. That is not a small number. It shapes what buyers can afford, and it shapes how sellers need to price.
Even with those rates, buyers did not disappear from East Greeley. The Real Estate Data Aggregator counted 135 homes for sale in 80631 during this period, up 12.5% from the same three months in 2025. Buyers have more to choose from than they did a year ago. That matters when you are picking a price.
More inventory, but not unlimited time
More homes for sale sounds like good news for buyers, and it is, partly. But here is the honest part: the Real Estate Data Aggregator found that 45.4% of homes in 80631 went under contract within two weeks of listing. That share is up 6.9 points from a year ago. So the pool is bigger, but the well-priced homes are still moving quickly.
The homes that sit are the ones priced past what buyers can justify at a 7.49% rate. The ones that move are priced to match the market as it is, not as sellers wish it were.
Prices held up, and sellers still got close to asking
The Real Estate Data Aggregator put the median sale price in 80631 at $372,500 for the three months ending August 31, 2026. That is up 2.1% from the same period in 2025. Prices did not fall. They just grew more slowly, which is about what the Federal Housing Finance Agency reported nationally: U.S. house prices rose 2.6% from July 2025 to July 2026.
The Real Estate Data Aggregator shows sellers averaged 99.2% of their list price, up 0.2 points from a year ago. And 26.1% of homes sold above list, up 5 points from 2025. That is not every home. But it tells you that well-prepared, well-priced homes are still drawing real competition.
Fewer sales, but more activity in the pipeline
The Real Estate Data Aggregator counted 92 closed sales in 80631 during this period, down 15.6% from 2025. That sounds like a slowdown, and in volume it is. But pending sales came in at 97, which suggests the pipeline is fuller than the closed count alone shows.
Nationally, Redfin reported 29,000 jobs created in September 2026, with a three-month moving average of 51,000. The unemployment rate held at 4.2%. A job market like that keeps buyers in the conversation, even when rates are high.
What this means if you are selling
With 4.5 months of supply, up 1.1 months from 2025, East Greeley is not a seller's market the way it was a couple of years ago. Buyers have options. That means your price has to be honest, and your home has to show well. The homes getting attention are earning it.
What this means if you are buying
More inventory is real. The Real Estate Data Aggregator counted 135 homes for sale, up 12.5% from last year. But 45.4% of homes still went under contract in two weeks. If you find a home that is priced right and in good shape, you probably are not the only one who noticed.
- East Greeley has more homes available than a year ago, and rates above 7% are real.
- But the Real Estate Data Aggregator shows nearly half of homes went under contract within two weeks, prices are up 2.1%, and sellers are getting 99.2% of their list price on average.
- The market is more balanced, not broken.
- Good homes at honest prices are still moving.
One more thing worth knowing: these numbers cover all of 80631. One street, one subdivision, or one price range can read very differently from the ZIP code as a whole. If you want to know what the numbers look like for your specific home or search, I am happy to dig into that with you.
Your next step
(970) 218-5248Text me your address and I will send back what homes near you actually sold for in East Greeley, and how that lines up with the $372,500 median. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIP 80631, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: Soft September Jobs Report May Give Fed Reason to Pause Rate Hikes, Slowing Ascent of Mortgage Rates, Oct 2, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- CNBC: Refinance demand is now half what it was a year ago, as mortgage rates rise again, Oct 7, 2026
